Bank-first payments - We design around how banks assess risk: clear controls, auditability, and predictable settlement.

Clarity you can close on - Clean, bank-ready statements (fees, net, timing) that reconcile in minutes, not hours.

Compliance built-in - Policy-driven KYC/KYB and underwriting with an audit trail; sensible exceptions, no duct tape.

Predictable payouts - Standardized schedules (e.g., T+2 business days where applicable) with transparent status and holds.

Built for operators & devs - Finance gets accuracy; engineers get straight-forward APIs, webhooks, and sane pagination.

Trust & security - Modern encryption, access controls, and documented policies; transparent sub-processor and data-handling practices.

How Zion fits - We are a payments technology provider; banking services are delivered via partner banks and card processing via registered acquirers.

Who it is for - Mid-market merchants and fintech partners who care about clean reconciliation, faster onboarding, and risk controls.

What it isn’t - Not a consumer wallet, not a lending product, and not a bank.